Privacy Policy for SettleKaro
Last updated: March 26, 2026
Overview
SettleKaro ("we", "our", or "the app") is a personal expense splitting application. We are committed to
protecting your privacy.
Information We Collect
Account Information
- Google Sign-In: When you sign in with Google, we receive your name, email address, and
profile picture from Google. This is used solely for authentication.
App Data
- Groups: Group names and member information you create
- Expenses: Expense details including title, amount, category, and splits
- Settlements: Payment records between group members
How We Use Your Information
We use your information to:
- Authenticate your identity
- Store and sync your expense data across devices
- Calculate balances and settlements
Data Storage
- Your data is stored securely in Firebase Firestore
- Data is associated with your Firebase Authentication ID
- Each user can only access their own data
Data Sharing
We do NOT:
- Sell your data to third parties
- Share your data with advertisers
- Use your data for marketing
We may share data only if:
- Required by law
- Necessary to protect our rights
Third-Party Services
We use these services:
- Firebase Authentication — For secure sign-in
- Firebase Firestore — For cloud data storage
- Google Sign-In — For authentication
These services have their own privacy policies:
Data Retention
- Your data is retained as long as you use the app
- You can delete your account and data at any time through the app settings
Security
We implement security measures including:
- Encrypted data transmission (HTTPS)
- Firebase security rules limiting data access
- No storage of payment credentials
Children's Privacy
This app is not intended for children under 13. We do not knowingly collect data from children.
Changes to This Policy
We may update this policy. Changes will be posted here with an updated date.
Contact
For privacy questions, contact:
This privacy policy is effective as of March 26, 2026. SettleKaro is developed by Jayam Verma.